Contractors’ Insurance for Complete Protection in One Convenient Policy
Protect Your Business Against Liability Claims
Contractors’ insurance offers your business the option to obtain all of your major insurance needs in one convenient policy. At the Williams Insurance Agency, Inc., many of our insurance partners provide comprehensive policies to protect you and your business against the most common types of liability claims, including:
- General Liability
- Workers’ Compensation
- Commercial Auto Insurance
Convenient Contractors’ Policies Save Money and Time
Aside from convenience, a contractors’ insurance policy can help save you money and time. Although standard contractors’ insurance policies tend to offer less coverage than BOPs (business owners’ insurance policies), they provide essential coverage to protect against financial devastation. A properly prepared contractors’ insurance policy offers a budget-friendly option for smaller companies and single operators. All contractors in the state of Delaware are required by law to carry contractors’ insurance. It protects you and your business, as well as your customers.
Construction, Electrician, Plumber, and Painter Contractors’ Insurance
If you operate a smaller business, consider a contractors’ insurance policy to safeguard your business. We offer policies for all types of small businesses, including:
- Electricians
- House Cleaners
- Landscapers
- Construction
- Plumbers
- Painters
- Handymen
- Snow Plow Operators
Some contractors’ insurance policies can be modified to include special expanded coverage including commercial auto insurance, workers’ compensation insurance, and larger limits.
Builder’s Risk Insurance Covers Your Structure During Construction
During construction and before a structure is completed, these partially constructed buildings are subject to substantially more risk than perils faced by completed structures. Risks include fire, wind damage, collapse, vandalism, theft, and similar risks. Coverage begins when the materials are delivered to the job site and expires when the structure is completed and ready to be occupied. At the termination of the builder’s risk insurance coverage, the owners should promptly secure commercial property coverage or a home owner’s insurance policy. We can coordinate the entire process from beginning to end for you and your customers for seamless coverage and peace of mind for all.
Contact the Williams Insurance Agency, Inc. to learn more about contractors’ insurance, builder’s risk insurance, and our complete line of business insurance products. Our licensed and experienced agents are available to present your business coverage options during your free consultation. We work hard to protect the interests of businesses of all sizes throughout the Delmarva area, and are proud to have served your comprehensive insurance needs for over 70 years. Contact our office in Rehoboth Beach, Delaware, at 302-227-2501 or in Wilmington, Delaware, at 302-239-5500.
Contact us for a free quote today.
Click Here to See a List of the Commercial Insurance Companies We Represent