Commercial Property Insurance for Owners, Renters, and Lessees

Home-Based Business Insurance Available

The Williams Insurance Agency, Inc. offers an extensive range of commercial property insurance products to protect your business whether you own, rent, or lease the physical location of your business. Special coverage is also available for your home-based business in the Delmarva area. This essential coverage protects not only your businesses’ physical buildings and structures, but also the physical assets of your company. Options are available to meet your specific requirements to protect the necessities required to operate your business:

  • Tools
  • Equipment
  • Inventory
  • Furniture
  • Computers
  • Important Documents
  • Accounts Receivable
  • Building
  • Signage
  • Fences
  • Landscaping
  • Others’ Property

Valuable Insurance Coverage for Your Unique Industry

Every business is unique. It is important to evaluate which coverage options make the most sense for your particular industry. Whether you are operating a cupcake bakery or a plastics manufacturing facility will make a significant difference in the type, value, coverage, peril protections, etc. that you should select.

Our Dedicated Insurance Agents Help You Make the Best Business Decisions

Our professional insurance agents are dedicated to working with you to understand your business operations, financial obligations, and other factors to help you make the best decision regarding your business property insurance coverage. In all cases, we recommend that you take inventory of your property and update the record regularly. Store the inventory at a separate, secure location. Maintaining an up-to-date record of your business assets makes the claims process much easier and saves time.

Although many different levels and categories of protection are available, policies are available to cover a variety of perils such as:

  • Fire
  • Expenses & Losses Directly Caused by the Peril
  • Loss of Income
  • Theft
  • Water Damage
  • Storms

Tenant (Landlord) Insurance for Your Rental Properties in Delaware

Landlord insurance provides coverage for properties that you rent out to private or commercial tenants in the Delmarva area. Insurance coverage is available for multi-family apartments, condominiums, and single-family residential dwellings. This critical coverage is an essential part of your investment strategy.

Protect Your Rental with Reasonably Priced Insurance

Due to the fact that you are not likely to be present at the property on a regular basis to maintain and monitor all aspects of the structure, your first sign of an issue may arrive in the form of a panicked call from a tenant in the middle of the night, when the issue is beyond repair and has reached a catastrophic level of damage. Avoid extreme financial devastation with a reasonably priced tenant insurance policy from the Williams Insurance Agency, Inc.

Landlord’s Insurance Protects Your Property and Investment

Landlord’s insurance provides protection for the structure, as well as financial losses as a result of damages to your rental property. Some of the common losses incurred by landlords include: severe weather damage, vandalism, water damage, fires, and break-ins. In some cases, your rental property may become completely uninhabitable. Ensure that your investment properties are protected with a customized tenant insurance policy. Most policies cover:

Property Damage: Fires, storms, tenant damage, vandalism, theft, etc.
*Optional total replacement is available on some policies

Bodily injury and property damage suffered by tenants, their visitors, and trespassers; medical and funeral costs, legal fees, and judgments

Income Loss: Compensation for loss of income (rental reimbursement) during the time which the property is uninhabitable

For more information, contact our office in Rehoboth Beach, Delaware, at 302-227-2501.

Free quotes are available.